Terms & Conditions

Rewafin AI Private Limited

1. Introduction

Welcome to Rewafin.

These Terms & Conditions ("Terms") govern access to and use of the website https://www.rewafin.ai/ ("Website"), operated by Rewafin AI Private Limited ("Rewafin", "we", "us", or "our").

By accessing or using this Website, you agree to comply with these Terms and all applicable laws and regulations.

If you do not agree with these Terms, you should discontinue use of the Website.

These Terms apply to the public Website. Access to Rewafin's enterprise software platform and commercial technology services is governed by separate agreements where applicable.

2. About Rewafin

Rewafin AI Private Limited is a financial technology company based in GIFT City, Gandhinagar, Gujarat, India.

Rewafin provides AI-native technology solutions designed to support financial institutions across the lending lifecycle.

Our technology platform includes solutions relating to:

Loan Origination System (LOS)
Loan Management System (LMS)
Collections Management
Enterprise Resource Planning (ERP)
Lending analytics and intelligence
Related enterprise technology services

Rewafin operates as a Technology Service Provider.

Rewafin does not independently provide loans, accept deposits, act as a regulated lending institution or operate as a Lending Service Provider.

3. Purpose of the Website

The Website provides information about Rewafin, its technology products, services, capabilities, business activities, industry insights and related resources.

Website content is intended for general informational and business purposes.

Nothing on the Website constitutes:

An offer to provide loans or other regulated financial products.
A solicitation to accept deposits or investments.
Financial, investment, credit or legal advice.
A guarantee of loan approval or financial performance.
A representation that Rewafin is licensed or approved by the Reserve Bank of India to conduct regulated lending activities.

Information presented on the Website should not be treated as a substitute for independent professional or regulatory advice.

4. Eligibility and Permitted Use

The Website is intended primarily for business organisations, financial institutions, professional users and individuals seeking information about Rewafin.

Users agree to access and use the Website only for lawful purposes.

You must not:

Use the Website in violation of applicable laws.
Attempt to access restricted systems or information without authorisation.
Interfere with the security or operation of the Website.
Introduce malicious software, harmful code or other disruptive material.
Use automated tools to extract Website content without authorisation.
Copy or commercially exploit proprietary materials without permission.
Submit false, fraudulent or misleading information.
Infringe the intellectual property or privacy rights of others.
Attempt to bypass security measures or access controls.

We may restrict access where reasonably necessary to protect the Website, its users or our legal rights.

5. Product Information

Rewafin makes reasonable efforts to ensure that the information published about its technology products is accurate and useful.

However, product information may change as technology capabilities, configurations and business requirements evolve.

Features described on the Website may depend on:

Product selection and subscription scope.
Customer-specific configurations.
Technical integrations.
Implementation requirements.
Applicable contractual arrangements.
Product updates and availability.

Illustrations, interface previews, diagrams and demonstrations are provided for informational purposes and may not represent every implementation.

Binding product specifications, service commitments and implementation obligations are established through the relevant written customer agreements.

6. Artificial Intelligence and Technology Capabilities

Rewafin provides an AI-native technology platform incorporating technology-enabled workflows, analytics and intelligence capabilities.

AI-assisted features may generate information, recommendations, classifications or operational insights based on available data and configured processes.

Such outputs may be affected by the quality, completeness and accuracy of the underlying information.

Unless expressly agreed otherwise in a written contract, AI-generated outputs are intended to support authorised users and should not be treated as independent legal, regulatory, financial or credit advice.

Financial institutions remain responsible for their own policies, approvals, decisions, oversight and regulatory obligations.

Rewafin does not guarantee that AI-generated information will be error-free, complete or suitable for every particular business purpose.

7. Intellectual Property Rights

The Website and its original content, including text, graphics, software descriptions, product names, trademarks, logos, designs, videos, illustrations and other materials, are owned by Rewafin or used under appropriate authorisation.

These materials are protected by applicable intellectual property laws.

Users may access and view Website content for legitimate personal, informational and business purposes.

Without prior written authorisation, users may not:

Reproduce or commercially distribute substantial Website content.
Modify or create unauthorised derivative works.
Use Rewafin trademarks or branding in a misleading manner.
Copy proprietary software, designs or technical materials.
Misrepresent ownership or association with Rewafin.

Nothing in these Terms transfers ownership of Rewafin's intellectual property to Website visitors.

8. Contact Forms and Business Enquiries

Visitors may use the Website to submit enquiries, request demonstrations or contact Rewafin regarding its products and services.

By submitting information, you confirm that the information is accurate to the best of your knowledge and that you are authorised to provide it.

Submitting a contact form or demonstration request does not automatically create a contractual, partnership, advisory or commercial relationship.

Rewafin may contact you using the information provided for the purpose of responding to your enquiry.

Personal information submitted through the Website is handled in accordance with our Privacy Policy.

9. Privacy and Cookies

Use of the Website is also subject to our Privacy Policy.

Our Website uses cookies and similar technologies for essential functionality and consent-based analytics.

Visitors can manage non-essential cookie preferences using the cookie consent controls available on the Website.

For further information about personal information processing, cookies, analytics and privacy rights, please refer to our Privacy Policy.

10. Third-Party Websites and Services

The Website may contain links to external websites, platforms or services.

These links are provided for convenience and informational purposes.

Rewafin does not control the content, availability, security or privacy practices of independent third-party websites.

The inclusion of a third-party link does not automatically imply endorsement, partnership or responsibility for the linked service.

Users should review the relevant third-party terms and privacy policies before using those services.

11. Enterprise Platform Access and Commercial Agreements

The public Website does not independently grant access to Rewafin's proprietary enterprise software platform.

Commercial access to Rewafin's products and services may be governed by separate written agreements, including:

Software Subscription or Licence Agreements.
Master Services Agreements.
Statements of Work.
Service Level Agreements.
Data Processing Agreements.
Confidentiality Agreements.
Implementation and Support Agreements.

Such agreements may define access rights, subscription fees, service levels, support obligations, data processing responsibilities, intellectual property rights and termination provisions.

Where a separate written agreement applies, that agreement will govern the relevant commercial services.

These Website Terms do not amend or override an applicable signed customer agreement.

12. Information Accuracy and Availability

We aim to keep the Website accurate, secure and accessible.

However, Website content is provided on an "as available" basis, subject to applicable law.

We do not guarantee that:

The Website will always operate without interruption.
All published information will remain current.
Every Website feature will be available at all times.
The Website will be free from technical errors or vulnerabilities.
All content will be suitable for every user's particular requirements.

We may update, modify, suspend or discontinue Website content or functionality for operational, technical, security or business reasons.

13. Regulatory and Compliance Information

The Website may publish information relating to RBI directions, financial technology regulations, digital lending, information security, data protection and other industry developments.

Such information is intended for general educational and business purposes.

Regulatory information may be simplified for readability and may not cover every applicable requirement, exception or subsequent amendment.

Users should refer to the latest official regulatory publications and obtain appropriate professional advice before relying on regulatory information for compliance decisions.

Rewafin does not represent that the use of its technology automatically ensures compliance with any particular law, regulation or regulatory direction.

14. Limitation of Liability

To the maximum extent permitted by applicable law, Rewafin shall not be liable for indirect, incidental, special, consequential or punitive losses arising from the use of, or inability to use, the public Website.

This may include loss of business opportunities, profits, revenue or goodwill, where such exclusions are legally permitted.

Rewafin is not responsible for losses arising solely from reliance on general Website information without appropriate independent verification.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

Liability arising under a separate commercial agreement will be governed by that agreement and applicable law.

15. User Responsibility and Indemnification

Users are responsible for complying with these Terms and applicable laws while using the Website.

To the extent permitted by applicable law, users agree to indemnify Rewafin against losses, claims or reasonable expenses directly arising from their unlawful use of the Website, deliberate misuse of its systems or infringement of third-party rights.

This provision does not exclude liability attributable to Rewafin's own unlawful acts or omissions.

16. Website Security

Users must not attempt to compromise Website security, access restricted information or interfere with website operations.

We may investigate suspected misuse and take appropriate protective or legal action where necessary.

Security-related concerns may be reported to info@rewafin.ai.

17. Changes to These Terms

Rewafin may update these Terms to reflect changes in business operations, Website functionality, technology or applicable legal requirements.

Updated Terms will be published on the Website.

Continued use of the Website after publication of revised Terms will be subject to those Terms to the extent permitted by applicable law.

18. Governing Law and Jurisdiction

These Terms are governed by the laws of India.

Subject to applicable law and any mandatory statutory jurisdiction, the competent courts at Gandhinagar, Gujarat, India shall have jurisdiction over disputes arising from or relating to these Terms.

19. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

20. No Waiver

Failure or delay by Rewafin in exercising any right under these Terms shall not constitute a waiver of that right.

21. Contact Information

For questions regarding these Terms & Conditions, please contact: