Automate legal and technical valuation, cash-flow underwriting, CERSAI charge creation, and title deed custody on one unified lending platform.
Cut file login to sanction time drastically with instant eKYC, automated financial spreading, and parallel legal-technical workflows.
Unify borrower cash flows, technical market valuation, clear title checks, and property-wise LTV guardrails in one guided workflow.
Track every vendor valuation report, CERSAI filing, original title deed packet, and tranche disbursal across branches from one place.
01 Borrower & Co-Applicant Onboarding
Verify individuals, co-applicants, and corporate entities in seconds with Aadhaar eKYC, CKYC lookup, PAN, Udyam/GST validation, and cross-branch deduplication.
02 Cash-Flow & Financial Assessment
Ingest consented bank statements via Account Aggregator (AA), GST returns, and ITR filings alongside digital field Personal Discussion (PD) scorecards to assess true repayment capacity.
03 Legal Title & Technical Valuation
Assign empanelled lawyers and engineers digitally to capture Title Search Reports (TSR), 13-to-30-year encumbrance checks, geo-tagged site photos, and fair market versus distress valuations.
04 Credit Underwriting & Scheme Structuring
Run multi-tier credit workflows to compute FOIR, DSCR, and LTV caps across residential, commercial, or industrial properties for standard EMI, Balance Transfer (BT), or Dropline Overdraft (DOD) schemes.
05 Sanction, MODT & CERSAI Registration
Generate multi-language Key Facts Statements (KFS) and sanction letters, verify original property papers against the List of Documents (LOD), and automate MODT execution and CERSAI charge filing.
06 Instant Verification & Tranche Disbursal
Validate borrower or takeover-lender accounts via penny-drop, register eNACH mandates, and trigger single, multi-tranche, or BT + Top-Up payouts across RTGS/NEFT with live ledger posting.
07 Deed Vaulting, Servicing & Closure
Track barcoded title deed packets in dual-custody central vaults, manage repo-linked EBLR rate resets and part-prepayments, and automate NOC issuance, CERSAI charge satisfaction, and property release upon closure.
Capture and organize application information with less manual effort.
Collect, extract and verify customer documents as part of the application workflow.
Route applications through configured approval rules, exceptions and documentation workflows.
Bring customer, financial and credit information together to assess eligibility against configured lending policies.
Manage active loans, repayments, collections and account activity beyond disbursement.
Capture, assess and move applications through configured workflows.
Manage active loans, repayments and customer servicing.
Run accounting, payroll and governance on your lending core.
Drive better recoveries with intelligent workflows.
Run partner lending, split disbursements and daily settlement in one place.
Bring lending data together for better visibility and decision support.
Enforce policy rules and produce regulatory returns from live data.
Launch and scale lending products faster with configurable workflows and lower operational overhead.
Modernize lending across retail, SME and corporate segments with a secure, scalable platform.
Add a modern lending layer alongside your core banking system, keeping customer and account systems connected.
Deliver high-volume, low-ticket lending with simple, intuitive workflows designed for field and branch teams.
Underwrite housing loans with property, income and verification checks in one connected workflow.
Unify member share capital, deposit-linked loans, surety tracking and daily or pigmy collections in one connected workflow.
Bring the data, services and systems behind your property-backed lending operation together through a connected ecosystem.
Credit bureaus
Banking & payments
Still unsure? Our lending specialists are happy to walk through the specifics for your institution.
Talk to our teamRewafin connects lead capture, application processing, KYC, document verification and credit assessment within a configurable origination workflow.
Yes. Approval rules, exceptions and documentation workflows are configurable, so the journey follows your own property-backed lending policy.
Yes. Applications can be captured across branches, web, mobile and assisted channels in a single pipeline.
Customer information and required documents are collected, extracted and verified as part of the application workflow.
See how Rewafin can connect your loan against property operations from application to repayment.
