Automate admission verification, future-income underwriting, pre-visa sanctions, and semester-wise payouts on one unified lending platform.
Cut application to pre-visa sanction time to minutes with instant student and co-borrower eKYC, university tier matching, and automated eligibility checks.
Unify academic scores, university-course ROI grids, co-applicant cash flows, and collateral or guarantee guardrails in one guided workflow.
Track every pre-visa sanction letter, semester tranche request, tuition or forex remittance, and moratorium schedule across branches and counselor partners from one place.
01 Student & Co-Applicant Onboarding
Verify students and financial co-borrowers in seconds with Aadhaar eKYC, CKYC lookup, PAN and Passport validation, live photo capture, and cross-branch deduplication.
02 University, Course & Academic Verification
Validate domestic and overseas admission offers (I-20, CAS, or admission letters), entrance test scores (GRE, GMAT, IELTS, CAT), and institute rankings (QS, NIRF) against approved premier-institution grids.
03 Future-Income & Co-Borrower Underwriting
Combine student future-earning potential scorecards with co-applicant bureau pulls, Account Aggregator (AA) bank statements, and ITRs to compute max eligibility across unsecured, FD-backed, or collateralized schemes.
04 Pre-Visa Sanction & Digital Agreement
Generate instant financial solvency and pre-visa sanction letters for embassy interviews, multi-language Key Facts Statements (KFS), and digital agreements with remote Aadhaar eSign across locations.
05 Guarantee, Collateral & Mandate Setup
Automate CGFSEL credit guarantee eligibility or property/FD lien creation, verify margin money receipts, and register repayment mandates via eNACH or UPI Autopay.
06 Semester Tranche & Direct University Disbursal
Verify university, forex partner, or borrower accounts and trigger semester-wise domestic payouts (RTGS/NEFT) or international tuition remittances (SWIFT/Flywire) with automated LRS and TCS compliance and live ledger posting.
07 Moratorium Servicing, Subsidies & Closure
Manage course-period Simple Interest (SI) or Partial Simple Interest (PSI) billing, automated step-up transitions to post-moratorium EMIs, CSIS/PM-Vidyalaxmi interest subsidy claims, automated Section 80E tax certificates, and instant digital NOCs.
Capture and organize application information with less manual effort.
Collect, extract and verify customer documents as part of the application workflow.
Route applications through configured approval rules, exceptions and documentation workflows.
Bring customer, financial and credit information together to assess eligibility against configured lending policies.
Manage active loans, repayments, collections and account activity beyond disbursement.
Capture, assess and move applications through configured workflows.
Manage active loans, repayments and customer servicing.
Run accounting, payroll and governance on your lending core.
Drive better recoveries with intelligent workflows.
Run partner lending, split disbursements and daily settlement in one place.
Bring lending data together for better visibility and decision support.
Enforce policy rules and produce regulatory returns from live data.
Launch and scale lending products faster with configurable workflows and lower operational overhead.
Modernize lending across retail, SME and corporate segments with a secure, scalable platform.
Add a modern lending layer alongside your core banking system, keeping customer and account systems connected.
Deliver high-volume, low-ticket lending with simple, intuitive workflows designed for field and branch teams.
Underwrite housing loans with property, income and verification checks in one connected workflow.
Unify member share capital, deposit-linked loans, surety tracking and daily or pigmy collections in one connected workflow.
Bring the data, services and systems behind your education lending operation together through a connected ecosystem.
Credit bureaus
Banking & payments
Still unsure? Our lending specialists are happy to walk through the specifics for your institution.
Talk to our teamRewafin connects lead capture, application processing, KYC, document verification and credit assessment within a configurable origination workflow.
Yes. Approval rules, exceptions and documentation workflows are configurable, so the journey follows your own education lending policy.
Yes. Applications can be captured across branches, web, mobile and assisted channels in a single pipeline.
Customer information and required documents are collected, extracted and verified as part of the application workflow.
See how Rewafin can connect your education loan operations from application to repayment.
