4× faster
End-to-end velocity from lead to ledger – omnichannel intake, automated underwriting, and instant LMS activation in one unbroken flow.
< 48 hrsavg. sanction time
Sub-5m / 24hSTP & secured TAT
1 corelead to recovery
Unified AI-native platform forevery stage of lending.
Rewafin brings LOS, LMS, Collections and ERP together in one modular platform for NBFCs, Banks, Co-Oprative Banks, Micro Finance Institutions, HFC and Credit Co-Op Society - helping lenders originate faster, service smarter, recover better and operate with compliance built in.
One platform Every module of the lending lifecycle
AI-NATIVE LENDING BUILT WITH CONTROL AT THE CORE
Loan Origination System
Move loan applications forward with clarity
Manage intake, verification, underwriting, approvals, and disbursal coordination in one streamlined workflow.
Application
Documents
Applicant details
All your data, connectedINTELLIGENCE LAYER
RewaAI
Context. Intelligence. Action.
Human-in-the-loop
APPLICATION PIPELINE
- After authorized approval
Multiple applications. Processing together.
- Application AKYC check
- Application BUnderwriting
- Application CApproval review
Explore each origination step
DESIGNED FOR BETTER OUTCOMES
Visibility
See application progress across stages
Consistency
Follow a structured review workflow
Coordination
Keep teams aligned on case status
Loan Management System
Keep loan servicing details in view
Track repayment schedules, servicing activity, and portfolio monitoring throughout each loan lifecycle.
Loan account
Repayment plan
Payment records
All your data, connectedINTELLIGENCE LAYER
RewaAI
Context. Intelligence. Action.
Human-in-the-loop
CONTINUOUS SERVICING CYCLE
Loan servicingManage the lifecycle,
not just the next payment.
not just the next payment.
Explore the servicing lifecycle
DESIGNED FOR BETTER OUTCOMES
Account view
Access key servicing information
Repayment tracking
Follow scheduled payment activity
Portfolio insight
Review account status over time
Collections Management
Organize follow-ups and recovery tracking
Coordinate delinquency follow-ups, case activity, and recovery progress with clear team visibility.
Delinquent accounts
Contact details
Payment history
All your data, connectedINTELLIGENCE LAYER
RewaAI
Context. Intelligence. Action.
Human-in-the-loop
RECOVERY ACTION BOARD
Explore the next recovery action
DESIGNED FOR BETTER OUTCOMES
Case visibility
See follow-up status by account
Team coordination
Keep ownership and next steps clear
Recovery tracking
Review recorded recovery activity
Enterprise Resource Planning
Bring your whole enterprise together
Connect finance, people, procurement, branches, assets, and governance in one enterprise operations view.
Business records
People & vendors
Branch activity
All your data, connectedINTELLIGENCE LAYER
RewaAI
Context. Intelligence. Action.
Human-in-the-loop
CONNECTED ENTERPRISE MODULES
Enterprise operationsOne connected
back office
back office
Explore a module — beyond finance
DESIGNED FOR BETTER OUTCOMES
Connected teams
Bring enterprise functions into a shared operational view.
Operational visibility
See activity across finance, people, vendors, and branches.
Governed workflows
Support accountable operations with permissions and review controls.
One unified core. Unbroken velocity.
−35%
Fewer bucket roll-forwards with predictive early-warning signals and AI-prioritized collections routing.
Audit-ready, always
Role-based access, secure archiving and pre-configured RBI reporting formats, built in.
DPDA compliant by design
Built on a privacy-first architecture. Automate consent management, enforce strict data minimization, and handle right-to-erasure requests instantly–keeping your data secure and your operations fully compliant.
Intelligence, in the loop
Scores risk, generates one-click CAMs, predicts bounces, and flags ledger anomalies–under human control.
Explore Products in Rewafin Platform
Core features
Loan Origination System (LOS)
Capture, verify and onboard borrowers in minutes with an origination workflow that follows your credit policy.
- Multi-channel lead capture
- e-KYC and video KYC
- Bureau pulls and credit engine
- Straight-through approvals
Core features
Loan Management System (LMS)
Run disbursement, servicing and repayments for the whole loan lifecycle on one core.
- Multi-tranche disbursement
- Auto EMI schedules
- Real-time reconciliation
- Restructuring workflows
Core features
ERP
Bring accounting, payroll and governance onto one connected back office built for lenders.
- Corporate accounting and GL
- Payroll and HRMS
- GST, TDS and statutory reporting
- Board and compliance workflows
Core features
Collections & Recovery
Prioritise the right accounts and recover more with intelligent, multi-channel collection workflows.
- ECS, NACH and UPI autopay
- DPD-based routing
- Field recovery app
- Next-best-action nudges
Core features
Co-Lending
Bring every lending partner together on one connected workflow.
- Connect every lending partner.
- Coordinate lending, effortlessly.
- Stay aligned from disbursement to repayment.
- Partner-wise workflow management
Core features
Risk Analytics
Bring customer, credit and portfolio data together to understand risk at every stage.
- Turn lending data into clear decisions.
- Identify risk before it becomes a problem.
- Make every lending decision more informed.
- Decision-support insights
Core features
Compliance & Reporting
Bring regulatory checks, reporting and audit trails together in one connected workflow.
- Create reports without chasing data.
- Keep every requirement visible.
- Pre-built RBI reporting formats
- Audit-ready records, always
One platform.
Every lending journey.
High-velocity digital onboarding with instant bureau/bank parsing and straight-through disbursal.
Underwrite MSME term loans and working capital using cash-flow, GST, and AI appraisal.
Branch and doorstep gold lending with digital purity appraisal, live LTV, and vault tracking.
Dealer-led vehicle financing with instant showroom approvals, payout, and RC/insurance tracking.
Coordinate borrower cash-flow appraisal, parallel legal-technical valuation, and title custody.
Assess students and co-borrowers with semester-linked college payouts and moratorium tracking.
Instant point-of-sale checkout approvals with brand subvention, no-cost EMI, and dealer settlement.
Offline-first JLG/SHG field onboarding, RBI household income checks, and center collections.
Crop-cycle and KCC lending with land-record verification and harvest-aligned repayment schedules.
Synchronize buyer underwriting, builder/project approvals, and construction-linked tranche disbursals.
Not AI bolted on.
Built into the core.
Ready to run lending on
one intelligent platform?
See how Rewafin brings LOS, LMS, Collections and ERP together to help your teams move faster, operate with greater control and scale without adding more system complexity.